Take advantage of our low-rate Holiday Loan, Skip-A-Payment or BOTH. Eligible members can skip a loan payment on qualified loans with only a $30 processing fee for their December or January payment.

It’s our little way of sprinkling some holiday magic when you need it most. Let’s be real, even Santa takes a break, so why shouldn’t you?

Skipping a payment is easy. Simply fill out our Skip-A-Pay Form and return it to the credit union on or before the 15th of the desired month.

Need some extra cash but don’t want to skip a payment? Starting October 1st, apply for our Holiday Loan and borrow up to $2,000 for up to 12 months at 3.99% APR*!

*APR= Annual Percentage Rate. Holiday Loan available Oct. 1st – Dec. 31, 2025. ** Skip a Loan Payment is valid for payments normally due in December 2025 or January 2026 only. Skip request form must be received at least five business days prior to payment due date. Not all loans are eligible for skip promotion. There is a $30 fee per eligible loan skipped.